How to Find the Right Insurance Agent 

by Steve Jones - October 19, 2022
insurance agent meeting with customers

What if you were putting your life into a complete stranger’s hands? 

That may sound like something you would never do. However, when you work with an insurance agent that you don’t know, that’s exactly what is happening. You are buying insurance products from this person, which might mean all the difference when it comes to matters of life and death. 

Needless to say, it’s important to find the right agent. But how can you find the best agent for you and your needs? Keep reading to find out! 

Ask Friends, Family and Coworkers for Insurance Agent Referrals 

First of all, you don’t have to reinvent the wheel when it comes to finding a good insurance agent. Your first step should be to ask around and see if your friends, family, and coworkers have any recommendations. 

This is a solid first step because, with any luck, you can trust these recommendations. If you are interested in a particular agent, you can pose follow-up questions to whoever referred them. You’ll still want to do some of your own homework before making a decision (more on this later), but asking around can help save you a lot of time finding an agent with whom you can build a financial relationship. 

Interview Prospective Insurance Agents before Making a Choice 

Between the recommendations you get and your own research, you’ll probably narrow things down to a few prospective agents. Before you make a choice, we recommend that you take the time to interview all of the agents with whom you are potentially interested. 

You don’t have to prepare extensively for these interviews. Instead, you should explain your current needs to each agent (for example, that you are about to buy a vehicle and need car insurance). This gives you a chance to evaluate who has the best advice. 

These interviews are effective because they help you see how different agents approach solving your problems. While these interviews may be time-consuming, they help ensure you get the insurance agent that has both the best advice and best problem-solving skills. 

Find the Most Knowledgeable Insurance Agent 

The interviews can do more than show you how different agents approach the same problems. You can also use these interviews to discover which agent is most knowledgeable about the products and services he is selling. 

Such an agent should understand insurance products backward and forwards. More importantly, this best agent can explain complex insurance topics in simple terms. 

It’s always good to have a knowledgeable agent in your corner. And since your insurance needs may change over time, you want someone who knows enough about insurance to adapt to your changing situation and offer the best recommendations while helping you save money

insurance agent meeting with customers

Check the Insurance Agent’s Background 

Between interviewing agents and researching them on your own, you should have plenty of chances to check their backgrounds. This gives you a chance to verify any designations they may have such as Certified Insurance Counselor or Accredited Adviser in Insurance. By understanding what an agent specializes in, you can better determine if they can provide the help you need. 

As part of your background research, check to see if there have been many complaints against this agent. Don’t be afraid to ask for a copy of their insurance license to verify their status. When it comes to protecting yourself via insurance, you deserve an agent you can trust! 

Go With Your Gut When Picking an Insurance Agent 

Our last bit of advice for finding an insurance agent is very simple. Everything else being equal, you should go with your gut regarding whether you trust an agent or not. 

For example, do they have an engaging personality? Are they easy to talk to? Do they put off good vibes when you speak with them? 

Obviously, the most important factors include an agent’s qualifications and experience. If you have multiple qualified and experienced agents to choose from and one in particular gives you a good feeling, there is nothing wrong with choosing that agent. 

Find the Best Auto Insurance Agent Today! 

Now you know how to find the right insurance agent. But did you know the best agents are just a click away? 

Here at Bluefire Insurance, we specialize in providing the great insurance coverage that your customers need at the rates that fit their budget. Are you interested in becoming a Bluefire partner/agent? Feel free to reach us by filling out this contact form or give us a call at (866) 424-9511!  

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